Merchant Advice Code 42: consumer multi-use virtual card number

What merchant advice code 42 means

A reusable virtual card number. The decline reason is carried in the response code.

Should you retry?

Follow the guidance for the accompanying response code.

Frequently asked questions

Is merchant advice code 42 a soft or hard decline?

Informational. A reusable virtual card number. The decline reason is carried in the response code.

Should I retry a payment that failed with merchant advice code 42?

Follow the guidance for the accompanying response code.

Other Merchant Advice Codes

• 29 Retry after 8 days
• 30 Retry after 10 days
• 40 Consumer non-reloadable prepaid card
• 41 Consumer single-use virtual card number
• 01 New account information available
• 02 Cannot approve at this time, try again later
• 03 Do not try again
• 04 Token requirements not fulfilled for this token type
• All decline codes

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