Decline code 13: invalid amount
What decline code 13 means
The amount is zero, negative, malformed or exceeds a network or issuer maximum.
Should you retry?
Correct the amount before resubmitting. A retry with the same amount will fail again.
Retrying hard declines costs money. Visa limits reattempts on a card to 15 in 30 days, and Mastercard charges for attempts beyond its thresholds and for every retry after a Merchant Advice Code 03 or 21. Route this decline to account updater or customer outreach instead. See soft vs hard declines.
Equivalent codes
- Stripe decline code:
invalid_amount
Frequently asked questions
Is decline code 13 a soft or hard decline?
Hard decline (do not retry). The amount is zero, negative, malformed or exceeds a network or issuer maximum.
Should I retry a payment that failed with decline code 13?
Correct the amount before resubmitting. A retry with the same amount will fail again.
Other response codes
01Refer to card issuer03Invalid merchant04Capture card12Invalid transaction14Invalid card number41Lost card43Stolen card54Expired card- All decline codes
Reference information for merchants. Network rules and fee schedules change; confirm current figures with your acquirer. Mastercard is a registered trademark of Mastercard International Incorporated, which does not sponsor or endorse this service.